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For
great price-negotiating leverage,
get your BFCU loan pre-approved
before you visit the dealer.
To
apply for a BFCU loan, you can apply online
or contact the credit union.
Auto Loans
Motorcycles
Boats, RVs, and
Campers
Jet
Skis, Snowmobiles, and ATVs
Refinancing from
another Lender
Auto
Loans
If
you’ve been thinking about a new
or used vehicle, come to your
credit union first. Along with
competitive rates, you’ll enjoy
flexible terms up to 72
months, up to 110% financing, FREE
pre-approvals, no pre-payment
penalties and no application fees. Apply Now
Confused
by the "special offers"? We
will be happy to help you sort
through your options. With BFCU's
incredible vehicle loan rates, we
like to boast that the majority of
the time, if you take the
manufacturer and/or dealer rebate,
and then finance your loan through
us, you can save hundred's over the
life of your auto loan. This is
easier to demonstrate through the
following example:
Because, BFCU’s auto loan program
is one of the best, by taking the
dealers rebate and financing with
us, you'll come out ahead. Let's
compare a $20,000 vehicle loan:
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Other financing
opportunity
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BFCU's
Opportunity
|
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$20,000
|
$20,000
|
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3.9%
|
-$1,500
dealer rebate at 4.74%
(take
advantage of a rebate
and BFCU's financing)
|
|
60
month term
|
60
month term
|
|
$20,000
@ 3.9% for 60 months = $367.43/month
|
$18,500
@ 4.95% for 60 months =
$348.69/month
|
|
Save $1,124.40
over the term of this
auto loan with Brush
Federal Credit Union!
($367.43 - $348.69 =
$18.74 x 60 months)
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Auto
Loan Financing Example
Disclosure: Upon
approved credit - based
on credit
qualifications. Your
rate and term may vary
according to your
credit history. APR =
Annual Percentage Rate.
Brush Federal Credit
Union does not
guarantee to beat
current auto loan
rates/payments. The
table shows an example
only based on offers
found from various
manufacturers and
dealers. Actual pricing
and rebates will vary.
Contact the credit
union for more details!
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Of
course, each situation is
different. This is why our
professional and friendly loan
officers help our members
understand which option will be
better for them on an individual
basis. Another plus of a BFCU auto
loan is "No pre-payment
penalty." Most, if not all, of
the special offers are for a
specified amount of time and if you
pay-off your loan early (which
includes trading in your vehicle
and getting a new one during the
term of your loan), there is an
associated penalty fee. We want to
help our members and if you can
payoff a loan early or trade it in
for another vehicle, that's fine by
us - we do not have pre-payment
penalties. Many payment options are
available including the convenient
payroll deduction option.
Refinancing from
another lender
Not
looking to purchase or lease a new
vehicle right now but you have a
vehicle that's financed elsewhere?
Give us the opportunity to earn
your business and let us see if we
can lower your monthly payment -
what is there to lose?
If you do decide to refinance your
vehicle with us, rest assured there
is a no hassle approach. Basically,
you'll just need to sign the loan
papers! We'll take care of paying
off the old loan and transferring
the title to Brush Federal Credit
Union.
If you don't decide to refinance,
we only ask you to think of us
first the next time you're ready
for a vehicle loan.
Motorcycles
- With
approved credit, loans are made
available for up to 100% of the
retail value of the motorcycle.
Terms are available up to 72 months
making repayment affordable and
easy. As with all loans, we offer a
variety of repayment options for
your convenience. If
you have selected the motorcycle
you want to purchase apply now.
Pre-approvals are also available.
Boats, RVs, and
Campers - When
it comes to enjoying the good life
with a boat, RV, or Camper,
remember we can handle all your
lending needs. We offer competitive
rates and terms for financing
life's fun extras. If
you have found the boat, RV, or Jet
Ski of your dreams, apply now.
Pre-approvals are also available.
Jet Skis,
Snowmobiles, and ATVs
– Brush Federal Credit Union will
finance new purchases up to 100% of
the purchase price, plus tax,
license and service contract.
Pre-owned sport vehicles can be
financed up to 100% of the NADA
value. If
you are ready to purchase, apply now.
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